Free 2-minute check

The dealer's finance desk works for the dealer.

Dealer finance is built to close the sale, not to fit your life. The rate on the windscreen is not the story: the story is the total you repay, the balloon at the end, and what the repayment does to your next home loan application. If a home is anywhere on your plan, read how a car loan affects your borrowing power first. Tick what you have already covered, tell us about the car, and we will come back with an independent read before you sign anything.

Before you sign, can you tick all of these?

I know the total amount I would repay over the term, not just the weekly figure I understand what a balloon payment means for me at the end of the loan I know whether this loan will hurt my borrowing power (buying a home in the next 2 years?) If the vehicle is for work, I know whether it should be business finance instead of a personal loan I have checked my own credit file before a lender does I have a finance quote that is NOT from the dealership to compare against

The car

All optional. Whatever you know so far is enough to start.

What are you buying?

Rough budget

When do you want it?

Personal or business use?

Where do we send the answer?

Fill in as much or as little as you like. An email or a mobile is enough.

Your name

Mobile number

Email address

Keep me updated with finance tips and WA property insights from Rockwall Finance.

General information only. By submitting you agree to our Privacy Policy. We don't sell or share your information.

The dealer's finance desk works for the dealer.

Don't sign yet.