Your bank is counting on you not checking.

Banks reserve their sharpest rates for new customers and quietly leave existing borrowers on yesterday's pricing. The gap only gets found when someone checks. This takes two minutes: tick what sounds like you, add whatever numbers you have handy, and we will tell you straight whether your loan is worth moving, worth repricing with your own bank, or already fine. If it is already fine, we will tell you that too.

All optional. Even just your repayment is enough for a first look. They are on your banking app under your home loan.

Fill in as much or as little as you like. An email or a mobile is enough.

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